1. Do not attempt transactions when your balance is insufficient. If this occurs more than 10 times, your card and account may face suspension.
2. If there are 5 consecutive unprocessed transactions with extremely low amounts, and the payment amount shows as 0 USD, your card or account may be subject to suspension.
3. Do not link to high-risk platforms such as payment financial products or cryptocurrencies.
4. Please avoid having your card transactions declined for the following reasons, as repeated declines may lead to card or account freezing. Reasons include:
[INT'L PURCHASES NOT ALLOWED]
[MCC not allowed]
[MCC IS NOT AVAILABLE FOR USE]
[MCC IS INVALID, INVALID]
[PROCESSING CODE]
5. If the card's monthly fee is unpaid for 3 consecutive months, the card will be frozen.
6. If the card balance goes negative by more than 5 USD, the card will be frozen.
7. Avoid high-frequency transaction chargebacks. If the chargeback rate exceeds 15%, and there are 5 consecutive chargebacks, your card will be deleted.